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I am enclosing for your consideration a letter which I today received from Mr. Foe3, and I will tell you such facts as I remember about this loan.
The loan was made by my father4, I should think
five or six years before his death. The original mortgage was signed by Mettie Johnson5 and Haakon Johnson6. Those were the names in the record Father sent me. I
wrote asking Mr. Foe whether Haakon had changed his named to Harry, but he did not give me any information. Perhaps this Harry7 is a son or brother of Haakon. Father never
told me anything
much about the husband who signed with
Mettie Johnson, but he said she was a good woman, and he believed she would pay her
debts when she could. I think (though of this I am not sure) that at the time of
Father's death, the Johnsons were considerably behind in their interest, although those were good years for farmers.
I wish, Mr. Crowell, you would examine the County Clerk's records and find out just
when this loan was made by Father, and whether it was made to Mettie and Haakon
Johnson. In Father's talk about the loan, he always said that the loan was made to
Mettie Johnson. But Mr. Foe, in his letters, has spoken only of Harry Johnson. Is
Mettie Johnson still living, and, if so, is Harry her husband, or son, or
brother-in-law? From the fact that Father never mentioned
talked to me about the man of the
family,
to me, I imagine he thought that the
man didn't amount to much.
It seems to me, Mr. Crowell, that it might be wise to look into Mr. Johnson's general
standing in his neighbourhood. Your remember J. P. Morgan8, the elder,
always said that
"credit was
is simply character." If Mr. Johnson is an industrious man who really wants to
be square, I certainly would not want to take away from him a farm which he wishes
to keep, and I would be perfectly willing to reduce his interest to either 4 or 5
per cent, whichever you thought wise. My impression that Father thought him a
happy-go-lucky fellow but
and his wife a reliable person, may be a
fault of my memory. Perhaps the wife in
whom Father had great confidence may be no longer living. And whether Harry is the
man who signed the mortgage with her, I do not know. The original mortgage would be
in Mr. Sherwood'9s bank and you could find out
exactly who the signers were. If Mettie Johnson is still living and active, that
fact makes a difference in the case. Several times Father wrote me: "Mettie Johnson
is considerably behind in her interest, but she is a good woman and will eventually
pay."
I am asking you, Mr. Crowell, to decide Mr. Foe's questions for me, as you are in a position to find out whether there is a responsible person behind the debt, and I cannot get this information for myself.
If you write me instructing me what to do, I will write or telegraph Mr. Foe at once. Better still, if you can give him your decision on the matter verbally, I will follow it up with any necessary formal instructions of procedure.
Very sincerely yours, Willa CatherP. S. When you write me, Mr. Crowell, please return Mr. Foe's letter for my files.